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Memphis is a city in the southwestern corner of the State of Tennessee and the county seat of Shelby County. The city is located on the fourth Chickasaw Bluff, south of the couence of the Wolf and Mississippi rivers.Memphis had a population of 653,450 in 2013, making it the largest city in the state of Tennessee, the largest city on the Mississippi River, the third largest in the Southeastern United States, and the 20th largest in the United States. The greater Memphis metropolitan area, including adjacent counties in Mississippi and Arkansas, had a 2010 population of 1,316,100. This makes Memphis the second-largest metropolitan area in Tennessee, surpassed only by metropolitan Nashville. Memphis is the youngest of Tennessee's major cities. A resident of Memphis is referred to as a Memphian, and the Memphis region is known, particularly to media outlets, as ""Memphis & the Mid-South"".The city's central location has led to much of its business development. Located on the Mississippi River and intersected by five major freight railroads and two Interstate Highways, I-40 and I-55, Memphis is ideally located for commerce in the transportation and shipping industry. A third interstate, I-69, is under construction, and a fourth, I-22, has recently been designated from the former High Priority Corridor X. River barges are unloaded onto trucks and trains. The city is home to Memphis International Airport, the world's second busiest cargo airport (following Hong Kong), which serves as a primary hub for Express shipping.

 

Nashville is the capital of the U.S. state of Tennessee and the county seat of Davidson County. Nashville is the second largest city in Tennessee, after Memphis, and is the fifth largest city in the Southeastern United States. It is located on the Cumberland River in the north-central part of the state. The city is a center for the music, healthcare, publishing, banking and transportation industries, and is home to a large number of colleges and universities. Reflecting the city's position in state government, Nashville is home to the Tennessee Supreme Court's courthouse for Middle Tennessee. It is known as a center of the music industry, earning it the nickname ""Music City"".Nashville has a consolidated city�county government which includes six smaller municipalities in a two-tier system. As of the 2010 census the population of Nashville, not including the semi-independent municipalities, stood at 601,222. The population of Davidson County as a whole, including all municipalities, was 626,681. The 2010 population of the entire 13-county Nashville metropolitan area was 1,589,934, making it the largest Metropolitan Statistical Area in the state. The 2010 population of the Nashville-Davidson�Murfreesboro�Columbia combined statistical area, a larger trade area, was 1,670,890.As the ""home of country music"", Nashville has become a major music recording and production center. All of the Big Four record labels, as well as numerous independent labels, have offices in Nashville, mostly in the Music Row area. Nashville has been home to the headquarters of guitar company son since 1984. Since the 1960s, Nashville has been the second-largest music production center (after New York) in the U.S. As of 2006, Nashville's music industry is estimated to have a total economic impact of US$6.4 billion per year and to contribute 19,000 jobs to the Nashville area.

 

Knoxville is a city in the U.S. state of Tennessee, and the county seat of Knox County. The city had an estimated population of 183,270 in 2013, and a population of 178,874 as of the 2010 census, making it the state's third largest city. Knoxville is the principal city of the Knoxville Metropolitan Statistical Area, which, in 2013, had an estimated population of 852,715. The KMSA is, in turn, the central component of the Knoxville-Sevierville-La Follette Combined Statistical Area, which, in 2013, had a population of 1,096,961.First settled in 1786, Knoxville was the first capital of Tennessee. The city struggled with geographic isolation throughout the early 19th century, though the arrival of the railroad in 1855 led to an economic boom. During the Civil War, the city was bitterly divided over the secession issue, and was occupied alternately by both Confederate and Union armies. Following the war, Knoxville grew rapidly as a major wholesaling and manufacturing center. The city's economy stagnated after the 1920s as the manufacturing sector collapsed, the Downtown area declined, and city leaders became entrenched in highly partisan political fights. Hosting the 1982 World's Fair helped reinvigorate the city, and revitalization initiatives by city leaders and private developers have had major successes in spurring growth in the city, especially the downtown area.Knoxville is the home of the flagship campus of the University of Tennessee, whose sports teams, called the ""Volunteers"" or ""Vols,"" are extremely popular in the surrounding area. Knoxville is also home to the headquarters of the Tennessee Valley Authority, as well as the Tennessee Supreme Court's courthouse for East Tennessee and corporate headquarters of several national and regional companies. As one of the largest cities in the Appalachian region, Knoxville has positioned itself in recent years as a repository of Appalachian culture, and is one of the gateways to the Great Smoky Mountains National Park.After the arrival of the railroads in the 1850s, Knoxville grew to become a major wholesaling and manufacturing center. Following the collapse of the city's textile industry in the 1950s, Knoxville's economy grew more diversified. In 2011, 15.9% of the Knoxville Metropolitan Statistical Area's (MSA) work force was employed by government entities, while 14.1% were employed in the professional service sector, 14% worked in education or health care, 12.7% were employed in the retail sector, 10.5% worked in leisure and hospitality, and 8.9% worked in the manufacturing sector. The region had an unemployment rate of 7.9% in 2011.

 

Chattanooga is the fourth-largest city in the U.S. state of Tennessee, with a population of 167,674 as of the 2010 census, and an estimated population of 171,279 in 2012. It is the seat of Hamilton County. Located in southeastern Tennessee in East Tennessee, on Chickamauga Lake and Nickajack Lake, which are both part of the Tennessee River, Chattanooga lies approximately 120 miles (190 km) to the northwest of Atlanta, Georgia, 120 miles (190 km) to the southwest of Knoxville, Tennessee, about 135 miles (217 km) to the southeast of Nashville, Tennessee, about 120 miles (190 km) to the northeast of Huntsville, Alabama, and about 148 miles (238 km) to the northeast of Birmingham, Alabama. Chattanooga abuts the Georgia border and is where three major interstate highways meet: I-24, I-75, and I-59.The city, which has a downtown elevation of approximately 680 feet (210 m), lies at the transition between the ridge-and-valley portion of the Appalachian Mountains and the Cumberland Plateau. The city is therefore surrounded by various mountains and ridges. The official nickname for Chattanooga is the Scenic City, being reinforced by the city's growing national reputation as a haven for numerous outdoor activities. Several unofficial nicknames include River City, Chatt, Nooga, Chattown, and Gig City, demonstrating Chattanooga's claims that it has the fastest internet service in the Western Hemisphere.Chattanooga is internationally known for the 1941 gold record song ""Chattanooga Choo Choo,"" by Glenn Miller and his orchestra.Chattanooga is home to the University of Tennessee at Chattanooga (UTC) and Chattanooga State Community College.A unique distinction for Chattanooga is the fact that the city has its own typeface, Chatype, which was launched in August 2012. This marks the first time that an American city has its own typeface and also the first time a crowd-funded custom-made typeface has been used for any municipality in the world.Chattanooga has received numerous awards over the decades, including the prestigious All-America City Award in 1962 and being recognized as a Tree City USA community since 1990.Chattanooga's economy includes a diversified and growing mix of manufacturing and service industries.

 

Clarksville is a city in and the county seat of Montgomery County, Tennessee, and the fifth-largest city in the state behind Memphis, Nashville, Knoxville, and Chattanooga, respectively. The city had a population of 132,957 at the 2010 census, and an estimated population of 142,519 in 2012. Clarksville is the fifth-fastest growing city in the nation, of cities with a population over 50,000.It is the principal central city of the Clarksville, TN-KY metropolitan statistical area, which consists of Montgomery and Stewart counties, Tennessee; and Christian and Trigg counties, Kentucky. It is second-fastest-growing Metropolitan Statistical Area (MSA) in the nation.[citation needed]The city was incorporated in 1785 as Tennessee's first incorporated city, and named for General George Rogers Clark, frontier fighter and Revolutionary War hero, and brother of William Clark of the Lewis and Clark Expedition.Clarksville is the home of Austin Peay State University; The Leaf-Chronicle, the oldest newspaper in Tennessee; and neighbor to the Fort Campbell, United States Army base. Site of the 101st Airborne Division (Air Assault), Fort Campbell is located approximately ten miles (16 km) from downtown Clarksville, straddling the Tennessee-Kentucky state line. It is officially Fort Campbell, Kentucky as the base U.S. Post Office is on the Kentucky side of the post. The majority of the acreage of Fort Campbell is within the state of Tennessee.Major industrial employers in Clarksville include:

 

Murfreesboro is a city in and the county seat of Rutherford County, Tennessee. The population was 108,755 according to the 2010 census, up from 68,816 residents certified during the 2000 census. The city is the center of population of Tennessee and is part of the Nashville metropolitan area, which includes thirteen counties and a population of 1,757,912 (2013). It is Tennessee's fastest growing major city and one of the fastest growing cities in the country. Murfreesboro is also home to Middle Tennessee State University, the largest undergraduate university in the state of Tennessee, with an undergraduate population of 22,299 and 25,188 total students as of 2009[update].In 2006, Murfreesboro was ranked by Money as the 84th best place to live in the United States, out of 745 cities with a population over 50,000.According to Murfreesboro's 2012 Comprehensive Annual Financial Report,[56] the top employers in the city are:

 

Jackson is the county seat of Madison County, Tennessee. Its total population was 65,211 at the 2010 census. Jackson is the primary city of the Jackson, Tennessee metropolitan area, which is included in the Jackson-Humboldt, Tennessee Combined Statistical Area. Jackson is Madison County's largest city. It is home to the Tennessee Supreme Court's courthouse for West Tennessee.Jackson was the seventh largest city in Tennessee until 2013, when Franklin surpassed Jackson in population. Jackson is now eighth.

 

Johnson City is a city in Carter, Sullivan, and Washington counties in the U.S. state of Tennessee, with most of the city being in Washington County. The 2013 population for Johnson City was 65,123 by the United States Census, making it the ninth-largest city in the state.Johnson City is ranked the #14 ""Best Small Place for Business and Careers"" in the USA by Forbes, Kiplinger ranked Johnson City #5 in ""The 10 Least-Expensive Cities For Living in the U.S.A."", stating the low cost of living is attributed to affordable homes and below-average utility, transportation and health-care costs.Johnson City is the principal city of the Johnson City Metropolitan Statistical Area, a metropolitan area that covers Carter, Unicoi, and Washington counties and which had a combined population of 200,966 as of 2013. The Johnson City MSA is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region. The Tri-Cities is the fifth largest CSA in Tennessee with an estimated 500,538 people in residence.Johnson City is an economic hub largely fueled by East Tennessee State University and the medical ""Med-Tech"" corridor, anchored by the Johnson City Medical Center, Franklin Woods Community Hospital, Saratoga Technologies, Inc., ETSU's Gatton College of Pharmacy and ETSU's Quillen College of Medicine.

 

Franklin is a city in and county seat of Williamson County, Tennessee, United States. It is south of Nashville, and is one of the principal cities of the Nashville metropolitan area. As of the 2010 Census, the city had a total population of 62,487 and according to 2013 estimates the population is 68,886 showing an increase of 6,399.Spring, cor, headquarters are based in Franklin.

 

Bartlett is a city in Shelby County, Tennessee, United States, located northeast of Memphis, and is part of the Memphis metropolitan area. The population was 54,613 at the 2010 U.S. Census.[3]

 

1901[1] Named for William Henderson (early settler) Government � Mayor Scott Foster Area � Total 31.37 sq mi (85.2 km2) � Land 27.3 sq mi (70.8 km2) � Water 5.6 sq mi (14.4 km2) Elevation 482 ft (147 m) Population (2013)Estimate � Total 54,068 � Density 1,637.6/sq mi (573.9/km2) Time zone Central (CST) (UTC-6) � Summer (DST) CDT (UTC-5) ZIP codes 37075, 37077 Area code(s) 615 FIPS code 47-33280 GNIS feature ID 1287389[3] Website http://www.hvilletn.org Hendersonville is a city in Sumner County, Tennessee, on Old Hickory Lake. The population was 51,372 at the 2010 census and 54,068 according 2013 estimates. Hendersonville is part of the Nashville Metropolitan Statistical Area and is located 18 miles northeast of downtown Nashville. The city was settled around 1784 by Daniel Smith, and is named for William Henderson. In 2009 Hendersonville was named as one of the ten best cities for families by Family Circle Magazine.Rhoades Car has its national headquarters in Hendersonville. It is the home of the Indian Lake Village business, shopping, residence, and recreation complex.

 

Kingsport is a city in Sullivan, Hawkins and Washington counties in the State of Tennessee. The population according to the 2010 census is 48,205.[1]Kingsport is the largest city in the Kingsport�Bristol�Bristol, TN-VA Metropolitan Statistical Area (MSA), which had a population of 309,544 as of 2010. The Metropolitan Statistical Area is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region. Census data from 2006�2008 for the Tri-Cities Combined Statistical Area estimates a population of 496,454.Kingsport is commonly included in what is known as the Mountain Empire, which spans a portion of Southwest Virginia and the mountainous counties in Tennessee to the east. The name ""Kingsport"" is a simplification of ""King's Port"", originally referring to the area on the Holston River known as King's Boat Yard, the head of navigation for the Tennessee Valley.

 

Collierville is a town in Shelby County, Tennessee, United States, and a suburb located in the Memphis metropolitan area. The town had a population of 43,965 at the 2010 census.Collierville is a town of large houses and considerable retail expansion. Smaller, older houses are still found in the heart of Collierville, mainly between Byhalia Road and Collierville-Arlington on the east and west and Shelton and Highway 72 on the north and south. Some industry, notably Pepsi and Carrier, still dots the areas located south of Poplar Avenue.Collierville is home to the Avenue at Carriage Crossing, an 800,000+ sq ft shopping center which opened in October 2005. Baptist Hospital, Collierville, serves the medical needs of the town's residents. Collierville will soon become part of the Interstate 69 highway plan integrating Bill Morris Parkway (SR 385) as part of this USDOT project linking Canada and Mexico with the United States.Collierville was chosen as one of Relocate-America's Top 100 Places to Live in 2008. In 2014, Collierville's historic town square was ranked by Parade Magazine as the ""Best Main Street"" in America.Job growth from 2000 to 2006 was 12.06%.[17]

 

Cleveland is a city in Bradley County, Tennessee, United States. The population was 41,285 at the 2010 census. It is the county seat and largest city in Bradley County, and the principal city of the Cleveland, Tennessee metropolitan area (consisting of Bradley County and neighboring Polk County), which is included in the Chattanooga-Cleveland-Dalton combined statistical area. Cleveland is the fourteenth largest city in Tennessee and the fifth-largest industrially with twelve Fortune 500 manufacturers.Industry is responsible for the majority of the city's income. According to the Chamber of Commerce,[28] Cleveland is the fifth largest city in Tennessee industrially. Cleveland is home to several industries, including household cooking equipment, foodstuff, textiles, furniture, storage batteries, pharmaceuticals, industrial cleaning products, photographic processing, industrial and domestic chemicals, and automotive parts. Tourism also plays a major part, with many nearby attractions and yearly events.

 

Smyrna is a town in Rutherford County, Tennessee. Smyrna's population was 39,974 at the 2010 census and 43,063 in 2013. In 2007, U.S. News & World Report listed Smyrna as one of the best places in the United States to retire.Prior to their dissolution, RegionsAir (formerly Corporate Airlines) and Capitol Air were headquartered in Smyrna. Smyrna will also serve as the US production site for the Nissan Leaf. Nissan's goal is that the plant in Smyrna will eventually produce 150,000 cars, and 200,000 electric car batteries per year.[16]

 

Germantown is a city in Shelby County, Tennessee. The population was 38,844 at the 2010 census.[3]Germantown is a suburb of Memphis, bordering it to the east-southeast. Germantown's economy is dominated by the retail and commercial service sectors; there is no heavy industry in Germantown. In the city center is the ""Old Germantown"" neighborhood, anchored by a railroad depot (a 1948 reproduction of the 1868 original) and railroad tracks that recall the community's earliest days of development as an outpost along the Memphis and Charleston Railroad.The city hosts many horse shows and competitions annually, most notably the Germantown Charity Horse Show in June. Other major annual events include the Germantown Festival, an arts and crafts fair, in early September.Germantown is known for having some of the most restrictive sign ordinances in the country,[citation needed] excellent fire and police services and well-maintained parks. In addition, Germantown is one of only 29 cities in the nation that maintains a triple-A Bond rating from both Moody's and Standard & Poor's.[citation needed] On November 27, 1994, an F3 tornado tore through eastern portions of Germantown, resulting in at least two fatalities, including at least one in one home where several families had gathered for a reunion.

 

City Brentwood, Tennessee Town HallMotto: Ardens Fide Location of Brentwood, Tennessee Brentwood is a city and an affluent suburb of Nashville located in Williamson County, Tennessee. The population was 39,012 in 2012 and 40,021 in 2013. It is known for its rolling hills as well as being one of the wealthiest cities in America relative to the average cost of living.Maryland Farms is an upscale suburban office park in Brentwood with almost 5,000,000 square feet (500,000 m2) of office space. It is the site of several national headquarters.[citation needed]

 

Columbia is a city in and the county seat[3] of Maury County, Tennessee, United States.The population was 34,681 at the 2010 census and in 2013 the population was 35,558.The town is notable for being the self-proclaimed ""Mule capital of the world"" and honors this with Mule Day, a large celebration held annually in April. Columbia and Maury County are acknowledged as the ""Antebellum Homes Capital of Tennessee"", with more pre-civil war homes than any other county in the state. Columbia is also the home of the national headquarters for the Sons of Confederate Veterans.

 

La Vergne (/l?'v?rn/ l?-VURN) is a city in Rutherford County, Tennessee. The population was 32,588 at the 2010 census and 34,077 in 2013. La Vergne lies within the Nashville Metropolitan Statistical Area. La Vergne hosts one of two United States printing plants for the multinational publishing company Lightning Source and serves as the company's headquarters.The top employers in the city are:

 

Cookeville is a city in Putnam County, Tennessee, United States. Its population at the 2010 census was 30,435. It is the county seat of Putnam County and home to Tennessee Technological University. It is recognized as one of the country's micropolitan areas, smaller cities which nevertheless function as significant economic hubs. Of the twenty micropolitan areas in Tennessee, Cookeville is the largest; the Cookeville micropolitan area's 2010 Census population was 106,042.Source: Tennessee Department of Labor and FDIC

 

Gallatin is a city in and the county seat of Sumner County, Tennessee.[3] The population was 30,678 at the 2010 census and 32,307 in 2013.[1] Named for U.S. Secretary of the Treasury Albert Gallatin, the city was established and made the county seat of Sumner County in 1802.[citation needed]Several national companies have facilities or headquarters in Gallatin, including Gap, Inc., RR Donnelley, and Servpro Industries, Inc. Gallatin was formerly the headquarters of Dot Records. The city is also home to Volunteer State Community College, a two-year college with more than 70 degree programs.As of May 2007, the unemployment rate in Sumner County was 3.8%, which is 0.7% below the national rate of 4.5%. The total number of workers in the county was 79,620.

 

Oak Ridge is a city in Anderson and Roane counties in the eastern part of the U.S. state of Tennessee, about 25 miles (40 km) west of Knoxville. Oak Ridge's population was 29,330 at the 2010 census. It is part of the Knoxville Metropolitan Area. Oak Ridge's nicknames include the Atomic City, the Secret City, the Ridge, and the City Behind the Fence.Oak Ridge was established in 1942 as a production site for the Manhattan Project�the massive American, British, and Canadian operation that developed the atomic bomb. Scientific development still plays a crucial role in the city's economy and culture in general.Department of Energy owns the federal sites and maintains a major office in the city. Oak Ridge National Laboratory is the largest multipurpose lab in the Department of Energy's National Laboratory system. It is home to the Spallation Neutron Source, a 1.4 billion dollar project completed in 2006, and ""Jaguar"", one of the world's most powerful scientific supercomputers, which has peak performance of more than one quadrillion operations per second.

 

Morristown is a city in and the county seat of Hamblen County, Tennessee, United States. The population was 29,137 at the 2010 United States Census. It is the principal city of the Morristown, Tennessee Metropolitan Statistical Area, which encompasses all of Grainger, Hamblen, and Jefferson counties. The Morristown metropolitan area is also a part of the Knoxville-Sevierville-La Follette Combined Statistical Area.

 

Spring Hill is a city in Maury and Williamson counties, Tennessee, located approximately 30 miles (48 km) south of Nashville. Spring Hill's population as of 2013 was 32,576.Spring Hill was the site of the Corporation production facility, which operated from 1990 to 2007. The Series, ON, and UE were produced there. In 2007, Motors Corporation (GM), the parent company of Saturn, shut down the facility to retool it for production of other M vehicles and renamed it Spring Hill Manufacturing. The plant reopened in February 2008 and became the assembly point for the new erse. However, after a battle among plants in Spring Hill, Orion Township, Michigan and Janesville, Wisconsin, GM announced on June 26, 2009 that they had chosen to build a new small car in Orion Township. Nearly 2,500 Spring Hill auto workers were faced with lay-off, buy-out and early retirement. The vehicle assembly part of the Spring Hill plant was idled in late 2009 when production of the Traverse was moved to Lansing, Michigan, while production of power trains and metal stamping continued. In November 2011, GM announced plans for retooling of the vehicle assembly portion of the plant for use as an ""ultra-flexible"" plant which will initially be used to build the Equinox and Terrain but will be designed for rapid retooling to other vehicles of similar size.[16]

 

Maryville is a city in and the county seat of Blount County, Tennessee, in the southeastern United States. Maryville's population was 27,258 at the 2010 census. It is included in the Knoxville Metropolitan Area.Maryville has received a number of accolades for its quality of life. Maryville is a short distance from popular tourist destinations such as the Great Smoky Mountains National Park, Dollywood, Gatlinburg, and Pigeon Forge.According to Maryville's 2011 Comprehensive Annual Financial Report,[17] the top employers in the area were:

 

Bristol is a city in Sullivan County, Tennessee, United States. The population was 26,702 at the 2010 census. It is the twin city of Bristol, Virginia, which lies directly across the state line between Tennessee and Virginia. The boundary between the two cities is that of the States, which runs along State Street in their common downtown district. Bristol is a principal city of the Kingsport-Bristol-Bristol, TN-VA Metropolitan Statistical Area, which is a component of the Johnson City-Kingsport-Bristol, TN-VA Combined Statistical Area - commonly known as the ""Tri-Cities"" region.Bristol is probably best known for being the site of some of the first commercial recordings of country music, showcasing Jimmie Rodgers and the Carter Family, and later a favorite venue of the mountain musician Uncle Charlie Osborne. The U.S. Congress recognized Bristol as the ""Birthplace of Country Music"" in 1998. Bristol is the birthplace of Tennessee Ernie Ford.Bristol is the site of Bristol Motor Speedway, a NASCAR short track, that normally sells out more than 160,000 seats twice annually, but attendance has come up short in recent years.

 

Lebanon /'l?bn?n/ is a city in and the county seat of Wi"

"

an area of strong abolitionist and Unionist views and yeoman farmers, an environment which iuenced Johnson's outlook.The U.S. Navy Los Angeles-class submarine USS Greeneville (SSN-772) was named in honor of the town.The town officially hosts the Greeneville Astros baseball club of the Appalachian League, though the club actually plays in the nearby city of Tusculum.Greeneville is part of the Johnson City-Kingsport- Bristol TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.Two major regional companies are headquartered in Greeneville.

 

Sevierville /s?'v??rv?l/ is the county seat of Sevier County, Tennessee, located in the Eastern Tennessee. The population was 14,807 at the 2010 United States Census.Like other towns situated along the Parkway in Sevier County, Sevierville has reaped the benefits of the burgeoning tourism industry brought on by the development of the Great Smoky Mountains National Park. As of 2004, nearly fifty percent of businesses based in Sevierville were linked to tourism. For example, there are over 2,000 hotel and motel rooms in the city today, generating more than $500,000(USD) in hotel-motel tax revenues each year.

 

Dickson is a city in Dickson County, Tennessee, United States. It is part of the Nashville Metropolitan Statistical Area. The population at the 2010 census was 14,538 and 14,952 in 2013.

 

Elizabethton is a city in, and the county seat of, Carter County, Tennessee, United States. Elizabethton is the historical site of the first independent American government (known as the Watauga Association, created in 1772) located west of both the Eastern Continental Divide and the original thirteen British American colonies.The city is also the historical site of the Transylvania Purchase (1775), a major historic muster site during the American Revolutionary War for both the Battle of Musgrove Mill (1780) and the Battle of Kings Mountain (1780). It was within the secessionist North Carolina ""State of Franklin"" territory (1784�1788).The population of Elizabethton was enumerated at 14,176 during the 2010 U.S. Decennial Census.

 

McMinnville is the largest city in and the county seat of Warren County, Tennessee, United States. The population was 13,605 at the 2010 census. It was named for Governor Joseph McMinn.The McMinnville area includes over 50 business and manufacturing plants and over 450 nurseries. The nursery business generates over $300 million in revenue and has given the area the title of ""Nursery Capital of the World"". The city's industrial needs are served by the Caney Fork and Western Railroad.

 

Athens is a city in McMinn County, Tennessee, United States. It is the county seat of McMinn County and the principal city of the Athens Micropolitan Statistical Area, which is part of the larger Chattanooga-Cleveland-Athens Combined Statistical Area. The population was 13,220 at the 2000 census and 13,458 at the 2010 census.

 

Soddy-Daisy is a city in Hamilton County, Tennessee, United States. The population was 11,530 at the 2000 census and 12,714 at the 2010 census. The city was formed in 1969 when the communities of Soddy and Daisy, along with nearby developed areas along U.S. Highway 27, merged to form Soddy-Daisy. It is rapidly becoming a bedroom community of nearby Chattanooga and is part of the Chattanooga, Tenn.-Ga. Metropolitan Statistical Area. Sequoyah Nuclear Generating Station is located in Soddy-Daisy.

 

Lakeland is a city in Shelby County, Tennessee, and a suburb of Memphis. The population was 12,430 at the 2010 census. It was the location of the now defunct Lakeland Amusement Park. It had two railroads within the park property, including the 3 ft (914 mm) narrow gauge Huff 'n' Puff Railroad and a separate 16 in (406 mm) miniature railway railroad made by the Allan Herschell Company.

 

Red Bank is a city in Hamilton County, Tennessee, United States. The population was 12,418 at the 2000 census and 11,817 in 2012. Red Bank is an enclave, being entirely surrounded by the city limits of Chattanooga. Red Bank is part of the Chattanooga, TN�GA Metropolitan Statistical Area.

 

Arlington is a town in Shelby County, Tennessee. The population was 2,569 at the 2000 census and 11,517 at the 2010 census, for a gain of 348.3% during the decade. The 2010 US Census shows that Arlington is the 2nd fastest growing community in the State of Tennessee. It is one of seven municipalities in Shelby County.

 

Portland is a city in Sumner and Robertson counties in Tennessee. Portland also a part of the Nashville Metropolitan Statistical Area The population was 11,486 in 2010 according estimates by the U.S. census bureau and in 2013 the population was 11,933.

 

Lewisburg is a city in Marshall County, Tennessee, United States. The population was 10,413 at the 2000 census. It is the county seat of Marshall County. Lewisburg is located in central Tennessee, forty-eight miles south of Nashville and fifty-two miles north of Huntsville, Alabama along I-65.Located in the rolling hills of Middle Tennessee, Lewisburg took its name from the explorer Meriwether Lewis. By 1838, the town was supporting a newspaper and a bank. The downtown area is modeled after many small southern towns, with a courthouse in the center of the square surrounded by retail and commercial businesses. Shopping centers are located on the east and west ends of town.

 

Union City is a small town located in the northwest corner of Tennessee.United States. The 2010 census reported the population of the town to be 10,895. Union City is the principal city of the surrounding micropolitan area, which includes, Obion County, Tennessee and Fulton County, Kentucky.The city name, Union City, was derived from its location at the junction of two railroads with one running roughly east-west and the other roughly north-south. Union City is recognized for the following: It was the site of a minor battle in the American Civil War in March 1864, and it was the site of a Goodyear Tire and Rubber Company/Goodyear Tire plant, which generated a large amount of the city's economy. It is also the hometown of both Congressman, John S. Tanner and Jerry L. Gurien, the inventor of stone washed jeans and Gurien Finishing Corp., which developed a process in the 1980s that stone-washed jeans and denims. The Discovery Park of America serves as a major attraction in the state of Tennessee and is located within the Union City city limits. It was founded by Robert Kirkland and opened its doors in 2014. Union City is approximately 30-45 minutes from Reelfoot Lake. This well-known lake was formed from the New Madrid earthquakes of 1811-1812 and is a popular recreational boating and fishing location in the state. Union City is also approximately 15-20 minutes from the University of Tennessee at Martin.Over the years many companies have located manufacturing or processing plants there. Currently, the city has several vital companies that operate plants in Union City.

 

Crossville is a city in and the county seat of Cumberland County, Tennessee, United States. It is part of the Crossville, TN Micropolitan Statistical Area. The population was 10,795 at the 2010 census.

 

Lawrenceburg is a city in Lawrence County, Tennessee. According to United States Census Bureau in 2010 the population was 10,428. with over 14,000 as of the end of 2013. Lawrenceburg is the county seat of Lawrence County. Lawrenceburg is located southwest of Nashville at the junction of U.S. Routes 43 and 64 and named after War of 1812 American Navy officer James Lawrence.

 

Brownsville is a city in Haywood County, Tennessee. It is the county seat of Haywood County. Its population as of the 2010 census is 10,292. The city is named after General Jacob Jennings Brown, an officer of The War of 1812.

 

White House redirects here. For other uses, see White House- disambiguation.White House is a city in Robertson and Sumner counties in the United States state of Tennessee. The population was 7,220 at the 2000 census. It is approximately twenty-two miles north of downtown Nashville. According to the city website a special census was conducted in 2008 that placed the city population at 9,891 residents, with 3,587 households within the city limits. The population was 10,255 at the 2010 census which showed growth of 3,000 people from 2000 to 2010. The 2013 population was 10,752.

 

Millington is a city in Shelby County, Tennessee. As of the 2010 census, it had a population of 10,176. Millington is the home of the Memphis International Raceway. It was granted the title ""Flag City Tennessee"" by the Tennessee State Legislature. The Naval Support Activity Mid-South is located at the former Memphis Naval Air Station, which was downsized in 1993. There is also now a civilian general aviation airport for jets and propeller-driven airplanes at the site.

 

Paris is a city in Henry County, Tennessee, 86 miles (138 km) northwest of Nashville, on a fork of the West Sandy River. As of the 2010 census, the city had a total population of 10,156. It is the county seat of Henry County.A 60-foot (18 m) replica of the Eiffel Tower stands in Paris. Paris is also home of the ""World's Biggest Fish Fry"".Local companies manufacture brakes, small electric motors, aftermarket auto parts, metal doors, rubber parts and school laboratory furniture.[12]

 

Manchester is a city in Coffee County, Tennessee, United States. The population was 10,102 at the 2010 census. It is the county seat of Coffee County. The city is located halfway between Nashville and Chattanooga on Interstate 24.Manchester is part of the Tullahoma, Tennessee Micropolitan Statistical Area.Since 2002, Manchester has been the host city for the annual Bonnaroo Music Festival. The city's population swells to nearly 100,000 people for the four-day event, for which people travel across the country to camp and enjoy continuous and diverse music.

 

Clinton is a city in Anderson County, Tennessee, United States. Its population was 9,841 at the 2010 census. It is the county seat of Anderson County. Clinton is included in the Knoxville, Tennessee Metropolitan Statistical Area.

 

Covington is a city in central Tipton County, Tennessee. Covington is the largest city and county seat of, Tipton County. The city is located in West Tennessee, a few miles from the Mississippi River. The city's population was 9,038 at the time of the 2010 U.S. Census.

 

Lenoir City is a city in Loudon County, Tennessee, United States. The population was 6,418 at the 2000 census and the population rose to 8,642 at the 2010 census. It is included in the Knoxville Metropolitan Area in the state's eastern region, along the Tennessee River southwest of Knoxville. Fort Loudoun Dam is nearby.

 

1821[2] Named for James Winchester Winchester is a city in and the county seat of Franklin County, Tennessee, United States. It is part of the Tullahoma, Tennessee Micropolitan Statistical Area.The population of Winchester as of the 2010 census was 8,530, showing an increase of 1,201 from 2000.

 

Humboldt is a city in Gibson and Madison counties, Tennessee. The population was 8,452 at the 2010 census, a decline of 1,015 from 2000. It is the principal city of and is included in the Humboldt, Tennessee Micropolitan Statistical Area, which is included in the Jackson, Tennessee-Humboldt, Tennessee Combined Statistical Area. It is Gibson County's largest city.

 

is a city in Blount County, Tennessee, United States, south of Knoxville. Its population was 8,449 at the 2010 census. It is part of the Knoxville, Tennessee Metropolitan Statistical Area.As its name suggests, is the site of a large aluminum smelting plant owned and operated by the corporation. Formerly known as North Maryville, the town was incorporated under its present name in 1919.

 

Ripley is a city in Lauderdale County, Tennessee. The population was 7,844 at the 2000 census. It is the county seat of Lauderdale County. The current mayor is Jon Pavletic.

 

Atoka /?.'to?.k?/ is a town in Tipton County, Tennessee. As an incorporated municipality and as of the 2010 census, Atoka has the second largest population in Tipton County, second only to Covington, the county seat. Between 1990 and 2010, Atoka experienced a huge increase in population. In 1990, the population was 659; by 2010, the population had jumped to 8,387. Atoka's origins, as a municipality in Tennessee, can be traced back to the 1838 charter of Portersville, Tennessee. World War I Medal of Honor recipient Sgt.Joseph B. Adkison lived in the city limits of Atoka and is buried nearby.Atoka, Tennessee is also the United States Postal Service mailing address of an area which includes the city limits, but also extends beyond the city limits. Census information outside the city limits is included in Tipton County census records, but not the town's census records.

 

Collegedale is a city in Hamilton County, Tennessee, United States. The population was 8,282 at the 2010 census. Collegedale is a suburb of Chattanooga and is part of the Chattanooga, TN�GA Metropolitan Statistical Area. Collegedale is home to Southern Adventist University. Foods is headquartered in Collegedale. Originally launched in Chattanooga in 1934, the company moved to a facility on the campus of Southern Adventist University in 1956. Foods

 

Jefferson City is a city in Jefferson County, Tennessee, United States. It is part of the Morristown, Tennessee Metropolitan Statistical Area. The population was 7,760 at the 2000 census. The city was originally named Mossy Creek, but was changed in 1901 to honor Thomas Jefferson. Carson-Newman University, a Baptist college founded in 1851, is located in Jefferson City.

 

Hartsville is a town in Trousdale County, Tennessee, United States. It is the county seat of Trousdale County, with which it shares a consolidated city-county government. The population of Hartsville was 2,369 as of 2010.Hartsville now shares with Trousdale County a consolidated city-county government by virtue of a referendum which passed in Trousdale County in 2000. Despite the city-county government, under Tennessee law, Hartsville is also considered to be a distinct municipality. Trousdale County High School is located here, as well a Tennessee Colleges of Applied Technology campus operated by the Tennessee Board of Regents. Trousdale County is one of two counties in Tennessee to have legalized parimutuel betting on horse racing, but no group has ever stepped forward to build a racetrack. Hartsville is located slightly north of the Cumberland River and is approximately fifty miles northeast of Nashville.In 1977, the Tennessee Valley Authority began construction on the Hartsville Nuclear Plant, but cancelled the project in 1984 after spending nearly $2 billion.[9] The plant's unused cooling tower dominates the view south from State Route 25 between Smith County and Trousdale County.

 

Pulaski is a city and county seat of Giles County, Tennessee. The population was 7,870 at the 2010 census. It is the county seat of Giles County. It was named to honor the Polish-born American Revolutionary War hero Kazimierz Pulaski. It is home of Martin Methodist College.

 

Milan (/'ma?.l?n/) is the second largest city after Humboldt in Gibson County, Tennessee. It is home to the Milan Army Ammunition Plant, the West Tennessee Agricultural Museum and several historical sites listed on the National Register of Historic Places (NRHP). The city was the first in Tennessee to begin no-till farming and to flouridate its drinking water. The Milan Endowment for Growth in Academics (MEGA) was the first private community financial endowment for public schools in Tennessee.[9]

 

Fairview is a city located in Williamson County, Tennessee. It is part of the Nashville metropolitan area. The population was 7,720 at the 2010 census, which was a 33.1% increase in population from the 2000 census. In the communities just outside Fairview, there are an additional 4,100 people, so there are over 11,000 people living within the Fairview area. There are also unincorporated communities of the same name in Scott County and in Gibson County.

 

Lexington is a city in Henderson County, Tennessee, United States. Lexington is midway between Memphis and Nashville, lying ten miles (16 km) south of Interstate 40, which connects the two cities. The population was 7,473 at the 2010 census. It is the county seat of Henderson County.

 

Signal Mountain is a town in Hamilton County, Tennessee, United States. The town is a suburb of Chattanooga and is located on Walden Ridge, a land mass often mistakenly referred to as ""Signal Mountain"" itself. The population was 7,554 as of the 2010 census.

 

LaFollette is a city in Campbell County, Tennessee, United States. Its population was 7,926 at the 2000 census. It is the principal city of the LaFollette, Tennessee Micropolitan Statistical Area, which includes all of Campbell County, and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area. While the city's official spelling is one word (""LaFollette"")�after its founders, Harvey Marion LaFollette and his younger brother Grant LaFollette�several federal agencies spell the city's name with two words (""La Follette"").

 

Dayton is a city and county seat in Rhea County, Tennessee, United States. As of the 2010 census, the city population was 7,191. The Dayton Urban Cluster, which includes developed areas adjacent to the city and extends south to Graysville, had 10,174 people in 2010.Dayton was the site of the Scopes Trial in 1925 dealing with the creation�evolution controversy.Today the city is a small manufacturing center whose products include furniture, clothing, automobile parts, and air conditioners and heating units. The Tennessee Valley Authority's Watts Bar and Sequoyah nuclear power plants are both within 20 miles (32 km) of the city. Since the late 1990s the area has experienced increased residential development particularly along Chickamauga Lake, an impoundment of the Tennessee River, partly due to an iux of retirees.

 

Savannah is a city in Hardin County, Tennessee. It is the county seat of Hardin County and had a population of 6,917 at the 2000 census.Savannah hosted the NAIA college football national championship game from 1996-2007. Savannah is home to several places of historical significance, including the Cherry Family Mansion.

 

Newport is a city in and the county seat of Cocke County, Tennessee, United States. The population was 7,242 at the 2000 census and 6,918 in 2012. It is located along the Pigeon River.

 

Fayetteville is a city in and the county seat of Lincoln County, Tennessee, United States. The population was 6,994 at the 2000 census, at the 2010 census the population was 6,827 and a census estimate from 2012 showed 7,072.

 

Church Hill is a city in Hawkins County, Tennessee, United States. The population was 5,916 at the 2000 census and 6,737 at the 2010 census. It is part of the Kingsport�Bristol (TN)�Bristol (VA) Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Oakland is a town in Fayette County, Tennessee. In 2010 the population of the town was 6,623, a gain of 417.8%, which was the largest gain of any municipality in the tri-state area of Memphis TN-MS-AR.In June 2007, although much smaller in population than its counterparts, Oakland had the highest number of building permits issued for any suburb in the Memphis metropolitan area, including Southaven and Olive Branch, Mississippi, and Collierville, Tennessee. Retail Employs most of Oakland's Residents stores Located in Oakland, Include ,

 

Millersville is a city in Robertson and Sumner counties, Tennessee. The population was 5,308 at the 2000 census.

 

Greenbrier is a town in Robertson County, Tennessee, United States. The population was 4,940 at the 2000 census and 6,433 at the 2010 census showing an increase of 1,493.

 

Lynchburg is a city in the south-central region of the U.S. state of Tennessee. It is governed by a consolidated city-county government unit whose boundaries coincide with those of Moore County. Lynchburg is best known as the location of Jack Daniel's, whose famous Tennessee whiskey is marketed worldwide as the product of a city with only one traffic light. Despite the operational distillery, which is a major tourist attraction, Lynchburg's home county of Moore is a dry county. The population was 6,362 at the 2010 census (this figure also represents the population of Moore County).Lynchburg is part of the Tullahoma, Tennessee Micropolitan Statistical Area.

 

Harriman is a city located primarily in Roane County, Tennessee, with a small extension into Morgan County. The population of Harriman was 6,350 at the 2010 census.Harriman is included in the Knoxville, Tennessee Metropolitan Statistical Area.

 

Henderson is a city in Chester County, Tennessee. The population was 5,670 at the 2000 census. It is the county seat of Chester County. Nearby Henderson County, Tennessee, which borders Chester County to the northeast, contributed part of the territory which became Chester County in 1882.

 

Erwin is a town in and the county seat of Unicoi County, Tennessee, United States. The population was 6,097 at the 2010 census. It is part of the Johnson City Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Kingston is a city in and the county seat of Roane County, Tennessee, United States, and is adjacent to Watts Bar Lake. Kingston, with a population of 5,934 at the 2010 United States census, is included in the Harriman Micropolitan Statistical Area.

 

Munford is a city in Tipton County, Tennessee. The population was 4,708 at the 2000 census, when it was listed as a town.

 

Pigeon Forge is a mountain resort city in Sevier County, Tennessee, located in the southeastern United States. As of the 2010 census, the city had a total population of 5,875.Situated just five miles north of the Great Smoky Mountains National Park, Pigeon Forge is primarily a tourist destination. The city's attractions include , numerous outlet malls, and music theaters.

 

Nolensville is a town in Williamson County, Tennessee. The population was 5,861 at the 2010 census.

 

Sweetwater is a city in Monroe and McMinn counties in the U.S. state of Tennessee, and the most populous city in Monroe County. The population was 5,586 at the 2000 census and 5,764 at the 2010 census. Sweetwater is the home of the Craighead Caverns which contains the Lost Sea, the United States' largest underground lake.As of 1989, most of the economy consists of agriculture business. In addition some light industry is located in Sweetwater, including a chemical factory, a hosiery mill, and a stove plant. A new Supercenter opened on September 11, 2013 and added 200 jobs to the Sweetwater area.

 

Rockwood is a city in Roane County, Tennessee, United States. Its population was 5,562 at the 2010 census. It is included in the Harriman, Tennessee Micropolitan Statistical Area.

 

Mount Carmel is a town located in Hawkins County, Tennessee. In a 2005 estimate, the town had a total population of 5500 and at the 2010 Census the population was 5,429. It is part of the Kingsport�Bristol (TN)�Bristol (VA) Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Bolivar is a city in Hardeman County, Tennessee. As of the 2010 census, the city population was 5,417. It is the county seat of Hardeman County. The town was named for South American revolutionary leader Sim�n Bol�var.Bolivar is served by William L. Whitehurst Field.

 

Loudon is a town in and the county seat of Loudon County, Tennessee, United States. Its population was 4,476 at the 2000 census. It is included in the Knoxville, Tennessee Metropolitan Statistical Area. The city is located in eastern Tennessee, southwest of Knoxville, on the Tennessee River. Fort Loudoun, the colonial era fort for which the city was named, is located several miles to the south in Monroe County.

 

McKenzie is a city at the tripoint of Carroll, Henry, and Weakley counties in Tennessee. The population was 5,310 at the 2010 census.It is home to Bethel University and the Tennessee College of Applied Technology at McKenzie.

 

Jonesborough (historically also Jonesboro) is a town in, and the county seat of, Washington County, Tennessee, in the southeastern United States. The population was 5,975 at the 2010 census. It is ""Tennessee's oldest town"".Jonesborough is part of the Johnson City Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Sparta is a city in White County, Tennessee, United States. The population was 4,599 at the 2000 census. It is the county seat of White County.The Calfkiller River flows through the community.Seven sites in Sparta are listed on the National Register of Historic Places.

 

Dunlap is a city in and the county seat of Sequatchie County, Tennessee, United States. The population was 4,173 at the 2000 census and 4,815 at the 2010 census.Dunlap is part of the Chattanooga, TN�GA Metropolitan Statistical Area.

 

Forest Hills is a city in Davidson County, Tennessee. The population was 4,812 at the 2010 census.

 

Whiteville is a town in Hardeman County, Tennessee. The population was 3,148 at the 2000 census and 4,638 at the 2010 census showing an increase of 1,490.

 

Martin is a city in Weakley County, Tennessee. Martin is the home of the University of Tennessee at Martin. The population was 11,473 at the 2010 census.

 

Madisonville is a city in and the county se"

"

place (CDP) called Harrogate-Shawanee. At the time of the 2000 census the CDP had a population of 2,865.

 

Coopertown is a town in Robertson County, in the U.S. state of Tennessee. A self-described ""bedroom community,"" it had a population of 4,278 at the 2010 census.

 

Trenton is a city in Gibson County, Tennessee. The population was 4,264 at the 2010 census. It is the county seat of Gibson County, and its third largest city.

 

Pleasant View is a city in Cheatham County, Tennessee, United States. The population was 4149 at the 2010 census.

 

Waverly is a city in and the county seat of Humphreys County, Tennessee, United States. The population was 4,028 at the 2000 census.

 

Livingston is a town in Overton County, Tennessee, United States, and serves as the county seat. The population was 3,498 at the 2000 census and 4,058 at the 2010 census. The current mayor, Curtis Hayes, began serving his mayoral position in September 2006.Livingston is part of the Cookeville, Tennessee Micropolitan Statistical Area.

 

"

 

Your Company may well have discovered trucking factoring but your company may likely not know exactly what it is or more significantly exactly what it can do for your business. Truck Factoring likewise referred to as accounts receivable funding is a kind of asset based lending that can enhance a business' short-term cash flow. This is not a loan; no debt obligation is assumed by Commercial Factoring ,and the funds are unconditional. Invoice Discounting Companies in Discounting Invoices Tennessee Factoring Companies at Staffingresource.org- furnishing selling accounts receivable facilities tennessee-factoring-companies

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Memphis

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Invoice Discounting Companies

Considering that, depending upon the size of the project, it can take up to 60 days for several businesses to get paid out then it's very important to take care of your own back and definitely not leave yourself funds short to pay off the monthly bills. After all, how many businesses have two months revenue just lying there to deal with all their spendings till they get paid?

 

 

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Factoring Invoice Discounting Companies

Factoring companies will, in exchange for your statements, offer you with the cash now to ensure that you don't need to fret about the delaying duration which could make paying the bills and purchasing toolsmore difficult. With this sort of setup, invoice factoring can come to be exceptionally beneficial for lots of enterprises who need to get out of a cash lure which they have found themselves in.

 

 



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Although Tennessee is now primarily industrial, with most of its people residing in urban areas, many Tennesseans still derive their livelihood from the land. The state's leading crops are cotton, soybeans, and tobacco; cattle, dairy products, and hogs are also principal farm commodities. Tennessee's leading mineral, in dollar value, is stone; zinc ranks second (Tennessee leads the nation in its production). Industry is being continually diversified; the state's leading manufactures are chemicals and related products, foods, electrical machinery, primary metals, automobiles, textiles and apparel, and stone, clay, and glass items. Aluminum production has been important since World War I. Tennessee has long been a major tourist destination, owing largely to its beautiful scenery. Many lakes were built here by the Tennessee Valley Authority (TVA) and the Army Corps of Engineers. The TVA also developed the Land Between the Lakes, an enormous Kentucky-Tennessee recreation area. Visitors are also drawn by Tennessee's famed music capitals, the country-music mecca of Nashville and the blues and jazz hub of Memphis

 

Factoring And Invoice Financing Companies

Considering that, depending upon the size of the project, it can take up to 60 days for several businesses to get paid out then it's very important to take care of your own back and definitely not leave yourself funds short to pay off the monthly bills. After all, how many businesses have two months revenue just lying there to deal with all their spendings till they get paid?

 

 



Accountsreceivablefactors.Org

 

 

 

Factoring Companies For Trucking Industry

 

Factoring Companies For Trucking Industry

 

At one time or another, every business, even effective ones, have actually experienced bad cash flow.

Cash flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get funding. Other options are offered and you do not have to borrow. Exactly what is truck factoring ? One option is called trucking factoring. Trucking Factoring is the process of selling accounts receivable to an investor rather than waiting to collect the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical difference: It is the monetary backbone of numerous of America's most successful companies. Why is this paradoxical ? Since receivable financing is not instructed in business colleges, is rarely mentioned in business strategies and is relatively unknown to the majority of most of American business people.

Yet it is a financial process that frees billions of dollars every year, enabling countless companies to grow and succeed. Receivable Loan Funding has been around for countless years. Invoice Factoring Companies are investors who pay cash for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your client has agreed pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a big portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all utilize a type of factoring in their retail transactions. Utilizing the purest meaning of the word, these big customer finance companies are really just large Trucking Factoring Companies of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The shop makes money practically immediately, even though you do not pay up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal fees range from 2 to four percent of the sale). The Advantages Receivable Loan Funding can provide numerous benefits to cash-hungry companies. Instead of waiting 30, 60, 90 days or longer for payment on an item that has currently been provided, a company can factor (sell) its receivables for money at a small price cut off the dollar value of the invoice. Payroll, marketing efforts, and working capital are just a few of the company requirements that can be satisfied with instant  cash.

Invoice Factoring offers the means for a producer to replenish inventory and make even more products to offer: There is no longer a need to await for earlier sales to be paid. Receivable Loan Financing is not simply a cash management tool for producers: Practically any type company can benefit from Truck Factoring. Typically, a company that extends credit will have 10 to 20 percent of its yearly sales bound in accounts receivable at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a client s invoice, however you can sell that invoice for the cash to meet those obligations. Using trucking factoring companies is a quick and simple process. The factor purchases the invoice at a price cut, usually a couple of portion points less than the face value of the invoice.

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The U.s. Transportation Organization
specifies that there around
195,000 truck drivers with truck
companies and
250,000 personal companies trucking
companies accredited to
run in the States that transferred,
according to their latest data of millions
products, supplies and
basic materials .
There are a number of common
carriers either going solo or in
teams on our nation
highways transferring these
crucial items to our
stores, factories and shipping ports.

Moreover  freight invoice factoring
corporations support
several of them and offer their
accounts receivablesfinancing services
nationally comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Tennessee Factoring Companies

 

Watch Our Freight Factoring YouTube Videos For More Information

 

Receivables financing company Calculator
This calculator will show you how much you will make by using our receivables financing company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables financing company
Enter the principal balance of your receivables financing company
(call your receivables financing company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables financing company payment:
(invoice amount):
Enter the your receivables financing company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

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Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

Watch Our Factoring Video For More Information

 

 

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Do Your Receivables Turn as Quickly as You Would Like

 

"

�So It is not a loan?� Kent Cook asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she stated.Kent Cook owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Charlie. He named his business Perry Trucking, named after Reginald and Alex, his two grandfathers. They had both been hardworking men, and had done a lot to make Kent the same.Disaster had struck half a year ago, when two trucks in Charlie�s fifteen truck fleet went down. One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Charlie's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Kent wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Kent knew she was employed by a Factoring company and that her name was Amber. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Kent agreed. It sounded good to him, almost too good.The woman laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Amber nodded. �We get that a lot. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Amber said with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Kent filled the form out, with Amber available to help him if he needed it. The completed profile gave Amber and her company all the information they needed on Charlie's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. Listening as Kent filled out his form, Amber was pretty sure he was a perfect candidate for factoring.Amber took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Charlie's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Kent walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Amber and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Kent couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Perry Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Charlie's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Factoring Trucking Receivables

 

"

Since the mid 1980s Alvarez Truck & Haul have been successfully running their freight business. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Alvarez was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Alvarez had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Alvarez, Gabriel Hansen, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.The situation looked dire to Gabriel Hansen. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. After work he would confide in his wife, Charlene, and neither were unable to stop the constant worry over the lack of funds.""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would say.Gabriel would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" Gabriel said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Gabriel knew very well that Charlene was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Gabriel walked into his office with a spring in his step, determined to call each and every client who owed money to Alvarez Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Gabriel was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Tonyaerley knocked at his door.

 

""Can I have a word with you Gabriel?"" she asked standing in the doorway.

 

""Sure thing Tonya, come on in."" Gabriel relaxed back into his chair and looked up at Tonyaerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Gabriel."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" Tonyaerley asked.""It sounds vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Gabriel interrupted ""Immediately?"".""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""I see,� Gabriel said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Gabriel was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Tonya,"" he said.""Now, now, I know, I thought the same thing. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Gabriel,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" he asked.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Gabriel.Gabriel took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Gabriel took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Alvarez Truck & Haul were professional resources of the company, but they were also long-standing friends. Gabriel wasn't prepared to lose these relationships just because they were having financial issues at the moment. Gabriel knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Tonya, and thankyou."" Tonya nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Gabriel stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Alvarez Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Gabriel was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Alex the good news,"" Gabriel muttered to himself.Alex is Gabriel's son-in-law, and he really admired the ideas behind Alvarez, so much so that only two years before he had started his own transportation service business. Gabriel knew then what struggles Alex would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Alvarez was struggling then the little guys, like Alex, were going to be in even more trouble. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Gabriel was beginning to find his way out of the hole his debtors had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They took that time and refocused effort to offering competitive prices in new territories. Gabriel looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

More Do Your Receivables Turn as Quickly as You Would Like-Articles

 

 

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Freight Factoring Companies For Brokers

 

Reasons why Trucking Companies Utilize Factoring Firms.

 

As the operator of your own company, you may well be much more than aware already of the difficulty in making certain that cash flow issues do not become a dilemma down the line. Anyway, the most unfortunate thing that can possibly take place for your establishment is to find yourself swept up in a long and tough situation that leaves you forever searching for the finances you really need on an on-going basis.

 

For any kind of enterprise in this case, the trouble can come for waiting for work to lapse and actually be settled into your bank account. Statements, checks, and the like can take some time to actually to be taken care of which can certainly leave you with temporary available resources problems. Luckily, there are solutions out there for enterprises to examine-- and one of these is factoring providers.

 

Factoring agencies will, in substitution for your invoices, provide you with the money right now to make sure that you do not need to worry about the delaying period that could make paying off the bills and acquiring toolsmore difficult. With this kind of system, invoice factoring can end up being remarkably valuable for lots of firms who have to get out of a money ploy which they have discovered themselves in.

 

Since, relying on the scale of the project, it can take up to 60 days for a number of companies to get paid then it is critical to take care of your own back and definitely not leave yourself resources short to pay the costs. After all, how many companies possess two months cash flow just occupying there to cover all their spendings until they earn?

 

This is especially true of truck firms. They usually handle tons of statements which means a significant volume of collection time demands company owner themselves. Trying to get paid off promptly can come to be an unbelievable hassle and this is the key reasons why you make use of truck factoring organizations who are happy to help out truckers mainly.

 

As all of us understand, trucking is an remarkably enormous field with numerous firms out there working with hundreds of drivers. Sadly, numerous of these drivers end up in income problems because they are still waiting for work from six weeks in the past to actually pay them. When this is the situation for a truck organization, turning to factoring providers for help might be the very best choice left.

 

This signifies that a truck firm can compensate the paychecks of the staff, keep all the cars filled with gas and continue to escalate, thrive and expand without always waiting for the money which is taking too long to come in. Trucking Firms working without a factoring program established are leaving themselves at notable hazard, as rivals cash out quickly and continue to broaden.

 

There's absolutely not much to be worried about when it comes to using a Factoring contractor-- they are not like a bank or somebody who is going to leave you with a large mass of debt to pay back. You give them genuine invoices from output you have already completed , you are only speeding the repayment system.

 

In the United States, where truck firms flourish, factoring establishments are not considered borrowing in any capacity. This confidential arrangement then permits both groups to make money and delight in a good future-- it provides the factoring agency a secured resource of money to put into the list and it supplies the trucking company the needed finances that they sweated to get.

 

The trucking company gives their statements to the factoring establishment. The trucking factoring business then receive the payment amounts from the trucking company's customers. Factoring has been in existence for hundreds of years and has been employed for several years by lots of various fields-- but none more so than truckers. While you may well miss out on a small part of the money, something like 1-3 % depending upon who you partner with, it means that you are getting the money today and can actually begin setting the resources to function.

 

Once and for all, an IOU or an invoice is absolutely not going to finance expenditures, is it? For trucking enterprises when the income can be really good one day and gone the next, it is up to the drivers to work prudently and to make sure they are leaving themselves with a notable measure of time and money to get through the week up until they are paid for again.

 

So the next moment your trucking enterprise is bearing some temporary cash flow issues and you are putting in an excessive amount of time chasing slowly paying clients, why not begin considering making use of a factoring businesses as a method to get your cash and give yourself a more worry-free future in the eyes of your trucking personnel and your bank difference?

 

 

 

 

 

 

 

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Freight Factoring For Brokers

 

"

The Future of a Trucking Company, and Factoring Nathan Cole let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Nathan is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Cole Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Nathan�s father had started as an owner-operator and had grown Cole Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Nathan's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Nathan's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Cole Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Cole Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Nathan allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Nathan knew he was right in his forward thinking. How would he take Cole Trucking to the next level? More importantly, how could he afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Nathan had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

For Nathan it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Nathan because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients would not have any problems, nor would they think poorly of Cole Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Feeling happier now, Nathan stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Nathan could actually expand Cole Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Invoice Factoring Usa Companies

 

Date Published- 2014- 04-08 Factoring Companies For Trucking Industry

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
www.Companyfactoring.Org/

 

 

 

 

 

More Freight Factoring For Brokers -Articles

 

 

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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